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ZayZoon allows employees to quickly access their Wages On-Demand. It's a voluntary benefit that reduces financial stress related to cash flow shortfall between paychecks. Improve retention, increase productivity and benefit from a more engaged workforce. 

Join the businesses using ZayZoon to pay employees when they need it,
a free benefit enabled by Visa Direct.

Visa Direct Earned Wage Access

ZayZoon is a certified Visa Direct EWA solution provider. Discover more in this EWA case study.

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of employees report lower stress


reduction in employee turnover


saved for a 200 person company

Thousands of businesses offer ZayZoon

Improve Financial Wellness

Every employee, not just Wages On-Demand customers, gets access to ZayU, our financial wellness platform that includes financial education and predictive financial tools.

"If you have happy employees, they provide good service to your customers, and then they come back. These people become kind of like family and we treat them as such." - Sandeep Thakrar, President of Neema Hospitality.  See the Holiday Inn Express story.


For employees, sign-up is easy. There's no credit checks and amounts available are calculated in real-time, with funds are available fast. Employees save big on overdraft fees, payday loans and late bill payments.


saved annually

We are proud of the work that we are doing to help employees with their financial stress, but honestly we are more impressed with them and the work they are doing under difficult circumstances. Check out some of their stories:

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I'm an employer and I would like to

activate ZayZoon for my employees.

Offer ZayZoon

ZayZoon Earned Wage Access and Financial Education for Employees

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