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Be the company where people want to work

When employees are financially unwell, productivity, engagement and retention suffer—and so does your business. ZayZoon takes the financial stress out of work, so your team can focus on what matters most.

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Employees at these companies trust ZayZoon

8 hours
the average reduction in absenteeism per employee using ZayZoon per month
reduction in turnover for businesses that offer ZayZoon
more job applicants for businesses that offer ZayZoon

Calculate your path to savings

In just one minute, see how much ZayZoon can save you annually on cash advances, paper checks and hiring costs.
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Earned Wage Access

Employees don’t like asking for a cash advance but sometimes they don’t have a choice. And it can take hours of time to customize payroll runs. With ZayZoon Earned Wage Access, employees get their wages when they need them and you don’t need to lift a finger.

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The cost-of-living crisis is impacting everyone, even your employees. Maybe they’re frustrated about the price of gas or they’ve asked for an advance to cover medicine costs for a loved one. Whatever the case, now you can help. Perks was designed to make essentials more accessible and to improve your team’s financial wellbeing.

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Financial Wellness

ZayZoon Financial Wellness offers beginner, intermediate and advanced educational courses and articles covering everything from opening your first bank account to building credit. It also includes an easy-to-use budgeting and home affordability tool, a retirement analyzer and more.

As employees engage with the platform, their financial literacy score increases—and so does their financial wellbeing.

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Employee financial empowerment has never been easier

The easiest, most effective way to offer on-demand pay, employee perks and financial education.

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Activate in 30 minutes

ZayZoon integrates with 130+ payroll providers, which means we can have you up and running in less than 30 minutes. Activation is as easy as flicking on a switch.

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Support from real people

Tired of talking to bots? So are we. At ZayZoon, you get real human support whenever you need it. And your employees do, too.

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Zero cost

ZayZoon doesn’t cost you a cent. We worry about everything for you, from launching your EWA program to making sure it always runs smoothly. 

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Use it anytime, anywhere

Employees can use ZayZoon—anytime, anywhere. It's available for desktop and mobile. You can even use ZayZoon to track usage, access promotional resources and drive adoption.

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No change to your payroll

Getting up and running with ZayZoon requires no changes to your existing payroll processes. Since we integrate with all major payroll processors, it’s as easy as flicking a switch.

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Security you can trust

We maintain SOC 2 Type II compliance and are regularly evaluated by auditors with the American Institute of Certified Public Accountants (AICPA).

ZayZoon payouts now on Venmo

Introducing a new standard in payout flexibility. Employees can send earned wages directly to their Venmo accounts for easy peer-to-peer payments and in-store or online shopping.

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Access workplace wisdom to increase employee engagement, retention, and productivity. Delivered monthly to your inbox.

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Business leaders trust ZayZoon

“Implementing ZayZoon was seamless. I think I might have been the first paycheck advance requested. It was great. I got my hundred dollars right away and it showed me where it would come off my next paycheck. I didn't have any hiccups at all.”


Cari GrayFranchise HR Director, Panera Bread

“ZayZoon ensures our caregivers are financially taken care of, so that they can focus on taking care of our seniors.”


Jorge GiraldoCEO, Senior Helpers

"When you have a great culture, you don't have to invest as much in hiring because people know you have a great place to work. Offering benefits like ZayZoon can be the difference between hiring a talented employee or not. I would absolutely recommend ZayZoon to another business. From our perspective, it's been seamless."

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Sandeep ThakarPresident, Neema Hospitality

The definitive guide to selecting the right EWA provider

In this guide, you'll find everything you need to know about on-demand pay, from a comparison of the top providers in the space to questions you should ask prospective vendors.

What employees say about ZayZoon

ShaneakaSenior Helpers

A part of my ceiling had collapsed and I needed to fix it without cutting into my mortgage. Luckily, I was able to use ZayZoon to handle the cost of the repairs.


My husband was furloughed as a result of the pandemic. ZayZoon helped us put food on the table and pay our bills. We were able to stay afloat until he was back to work.


ZayZoon is convenient when the unexpected expense of everyday life happens. It makes life a whole lot easier.

AngelicaSenior Helpers

My life has changed completely. I don't have to depend on others. I can afford to get food, gas, medicine, and pay my bills.