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Earnings, instantly!

ZayZoon is the easiest way for you to access your wages early. No app to download and no cards to wait for in the mail. ZayZoon is entirely online and can be used on any smartphone or computer.

Funds sent directly to you, instantly, 24/7/365


$5 flat fee


No credit check


Your wages, access them when you need!

There's lots to love.

Wages, in seconds.

ZayZoon is available 24 hours a day, 365 days a year. We use The Visa and Mastercard networks to get money in your hands in an instant.

Say goodbye to debt & interest

We charge a flat fee and since it's your own wages you're accessing, you're not taking on debt to smooth your cashflow.

Put your finances on auto-pilot

With our overdraft predictor, low balance notifications and spend insights, you can sleep easy knowing exactly where your finances stand.

Trusted and Secure

Finances are no joke. We're trusted by some of the biggest brands in the world and make sure you're our number one priority.


We want to be your personal finance concierge.


Join other employees in feeling good.

Jenn Hawk

The first time I used ZayZoon I wadesperate to pick up some much needed medication that's critical to my health and can'be missed...I signed up and immediately received enough funds to pick up my prescription. I was in tears, I was so grateful I saw that sign about your service. A literal life saver that dafor me. My next payday was 6 days away and there would have been serious implications for my health without this advance."

Dena M.