
Today is the New Payday
Instant access to your earned wages.
No more late bill payments, bank overdraft fees, and payday loans. If your employer offers ZayZoon, sign up now. If they don't, let them know!
Workplace Financial Stress is Real
Employees want access to their pay when they need it. Why? 69% do not have enough cash on hand between paychecks for unexpected expenses. Almost 40% report this affects their productivity at work and financial stress leads to high employee turnover.
ZayZoon is changing the way Employees get paid.
ZayZoon allows employees to instantly access their earned wages on-demand. It's a voluntary benefit that reduces financial stress related to cash flow shortfall between pay checks. Improve retention, increase productivity and benefit from a more engaged workforce.
By exchanging data with your payroll provider, we can offer employees secure access to create an account and access their earned pay.
ZayZoon funds all early wage requests. There is no risk or liability to the employer. Funds are automatically recovered on the next pay run.
We've already completed the integration with many major payroll platforms, making ZayZoon the easiest and fastest Earned Wage Access solution for employers.
That's right! ZayZoon is free for employers to implement within their companies. You can also choose to help subsidize the benefit, if you desire.




How does ZayZoon benefit you?
Why should I take the next steps and start offering Wages On-Demand to my employees today?
79% of employees are willing to switch to an employer that offers Wages On-Demand if all other factors were the same
89% of employees would be willing to stay at a company longer that offers On-Demand Pay.
Companies with Wages-On Demand reduce hiring costs by 5%. For a 200 person company, that's nearly $20,000.
How we help your employess
All for just a $5 flat fee, ZayZoon funds all early wage requests, allowing employees to access funds well ahead of payday.
Your employees can choose how much of their wages they'd like to access. ZayZoon is available to them 24 / 7 / 365.
We handle all the support with a dedicated team to ensure that you and your employees have all the assistance you need.
In minutes, employees will receive their funds. Even better yet, they pick exactly where & how they'd like their funds sent.
Introducing the ZayZoon Visa® Prepaid Card
The new ZayZoon Visa Prepaid Card gives employees access to their earned wages without the $5 payout fee. The ZayZoon Visa Prepaid Card acts like a debit card; employees can use the card in store or online anywhere Visa debit cards are accepted.
- Employee self-serve - The ZayZoon Card is employee owned and managed. It can be used as a primary direct deposit account and gives them access to earned wages instantly.
- No administration needed - ZayZoon Visa Prepaid Card is unlike a payroll card, which is owned and administered by the employer; this card takes no administration whatsoever by the employer.
- Skip the fees - no monthly maintenance fee attached. Employees have access to earned wages without the $5 payout fee.
- Easy access for employees - Prepaid cards do not require credit check. This means it will be more easily accessible to an employee than traditional bank cards. Employees can easily enroll on ZayZoon's app.
Earned Wage Access is a table stake
Higher employee satisfaction
Powering financial health, beyond wage access
Every employee, not just Wages On-Demand customers, receives access to our financial wellness platform, ZayU.
Link your bank account and let us show you where you're spending and how you can save.
Take a financial health check-up and receive courses custom to your situation. Flex your financial know-how with a certificate of completion, provided with every course.
No one likes overdraft fees or minimum account balance fees. Let us alert you when you're at risk.
Client Testimonial
See how Senior Helpers uses On-Demand Pay to differentiate themselves in the At-Home Care Market.
"It seemed like it's just that one benefit that should be standard across the board. Everyone should be offering it so that caregivers, whether they're mine or someone else's have access to funds that are reasonable and what they're being charged, I think that's important they shouldn't be taken advantage of."
