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Financial Wellness for happier, healthier and more productive employees

ZayZoon is on a mission to improve employee health through the use of responsible financial products.

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Earnings, instantly.

ZayZoon is the easiest way for employees to access their wages early. No app to download and no cards to wait for in the mail. ZayZoon is entirely online and can be used on any smartphone or computer.

Funds sent directly to you, instantly, 24/7/365


$5 flat fee


No credit check


Your wages, access them when you need!

Increase Productivity

More than 38% of employees say that financial stress become a distraction at work. By giving employees a way to smooth their cash flow, employees will be less stressed and more productive.

Increase Retention

Give your employees an added benefit that they’ll use and appreciate. ZayZoon has proven itself to be a retention and recruitment tool for organizations of all sizes.

Provide Social Impact

78% of Americans and 53% of Canadians live paycheck to paycheck. Give your employees an education platform and useful financial tool to combat debt and improve their financial health.

Lower Administration Costs and Improved Cash Flow

Give out advances? ZayZoon funds all transfers, so your funds are never disrupted! As well, no work is needed as the entire process is automated.

ZayU. Financial Wellness that works.

With ZayU, employers have a trusted financial health platform that gives employees deeper understanding of their finances through tools such as Overdraft Prediction, Spend Behavior, Banking Insights and Interactive Financial Education.


Getting started is easy.

Get started in days, not months.

Once implemented, employees can sign-up for ZayU and access their Wages On-Demand. We provide you with meaningful insights around usage and the positive impact ZayZoon is having on your workforce.


Early Access to Wages

Improve your workplace productivity and help your employees avoid predatory loans and banking fees.

Promote Financial Understanding

Financial Wellness with automated actions means your employees can spend less time stressing about their finances.

Incredible Support

We take any and all support off your plate with our average response time of 10 minutes.

Reviews that speak for themselves

Jenn Hawk
Elizabeth D Reynolds

The first time I used ZayZoon I wadesperate to pick up some much needed medication that's critical to my health and can'be missed...I signed up and immediately received enough funds to pick up my prescription. I was in tears, I was so grateful I saw that sign about your service. A literal life saver that dafor me. My next payday was 6 days away and there would have been serious implications for my health without this advance."

Dena M.


When it comes to improving the financial health of workers, all employers have a key role to play.

Share your contact information and business size and we'll be in touch within 1 day.