For Employers


Reduce Stress

38% of Employees say financial stress is a distraction for them at work.

Increase productivity

By allowing your employees to access part of their paycheck when they need, they gain control over their finances between paydays. This can help them avoid costly alternatives like overdraft fees and predatory loan products. Reducing financial stress minimizes distraction, reduces absenteeism and improves Employee Wellness.

Retain and recruit

25% of employees use our services. Employees are now asking if employers have services like Pay Advance as part of onboarding. Put ZayZoon in your job postings. Did you know that hourly employees who use ZayZoon are 29% less likely to leave?

Get going quickly

Because of the ZayZoon and Taxco Payroll partnership, you can be up and running in less than a day!

For Employees

Are you an employee trying to get access?

Click here to get started. You will need a government-issued photo ID so we can make sure it's you.

If you are unable to access your account through the above link, let ZayZoon support know by using the live-chat.

Early Access to Wages

Access $200 at a time for a $5 flat fee to avoid overdraft fees, late bill payments or to cover a cash flow shortfall between paydays. Get paid when you need.

Secure and Easy to use

No credit check, under one minute to sign up, and all made possible by a trusted integration with Taxco Payroll.

Incredible Support

We maintain a live-chat response time of five minutes

More Questions?

  • So, Isn't this just a payday loan?

    No. ZayZoon does not charge interest and does not place debt on you. ZayZoon simply provides employees access to their earned wages early.

  • How much does it cost?

    ZayZoon charges a flat fee of $5 to access up to $200 of earned wages at a time.

  • How long does it take to receive money?

    When an employee sets up an account, there are a few different ways for us to send you money. If you a debit card or supported pay card is used, funds can be transferred in near real-time 24/7/365. If the bank account direct deposit option is selected, it can take up to 1-2 days.

  • When do I need to pay ZayZoon back?

    Funds are automatically deducted from your paycheck on your next payday.

  • How are wages available calculated?

    Wages available are based on a percentage of already earned, but unpaid wages. 

  • Is personal information safe?

    We make security a priority at ZayZoon. Our website uses 256-bit encryption to protect the privacy and security of customer information. 

  • How long does it take to sign-up and access funds?

    If an employee has a proper image of a government issued ID, accounts are set up in minutes.

  • What if an employee took money by accident?

    Mistakes happen! Maybe someone got excited with how simple the process is accidentally clicked submit? No worries. Contact our support staff and we can work on reversing the advance.