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ZayZoon Wages On-Demand From Insperity For Workforce Acceleration Clients

Wages On-Demand and Financial Education is now available with Insperity for Workforce Acceleration clients.  Employers can activate ZayZoon with Insperity for their employees in minutes, and they can start saving and reducing stress today.
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ZayZoon allows employees to instantly access their earned wages on-demand. It's a voluntary benefit that reduces financial stress related to cash flow shortfall between pay checks.

Thousands of businesses offer ZayZoon


How it works


Data is exchanged with Insperity to allow employees to securely create an account and access earned pay. How can we activate ZayZoon in 21 minutes? We've already completed the integration with Insperity for Workforce Acceleration clients, making ZayZoon the easiest and fastest EWA solution for employers. Integration not yet in place for Workforce Optimization clients. Activate Now!


ZayZoon funds all early wage requests. There is no risk or liability to the employer. Funds are automatically recovered on the next pay run.


ZayZoon handles all employee support. There is no additional overhead for the employer to manage the program.


The service is employee paid, or employers can choose to help subsidize the benefit.

report lower stress 
reduction in turnover
in annual savings

Reduce Turnover and save on hiring costs

Employees accessing ZayZoon are 29% less likely to leave. For every 200 employees you have, this means $19,200 saved annually on hiring.

Reduce employee stress

89% of employees report ZayZoon reduces financial stress through the combination of managing cash flow interruptions plus free financial wellness tools.



Powering financial health, beyond wage access

As a client of ZayZoon, all of your employees, not just Wages On-Demand customers, receive access to our financial wellness platform, ZayU.

ZayZoon-App Mockup-3-Expense Categories

Smart insights

Link your bank account and let us show you where you're spending and how you can save.

Education that's enjoyable

Take a financial health check-up and receive courses custom to your situation. Flex your financial know-how with a certificate of completion, provided with every course. 

Alerts that save money

No one likes overdraft fees or minimum account balance fees. Let us alert you when you're at risk.

ZayZoon is the tip of the spear employee offering, helping employers attract new employees.

Hospitality, Healthcare, QSR, Manufacturing, Call Center Facilities and Senior Living facilities are all examples of industries that are pushing wages on demand to help drive new employee applications.

Book a Demo Today

Frequently Asked Questions

We are proud of the work that we are doing to help employees with their financial stress, but honestly we are more impressed with them and the work they are doing under difficult circumstances. Check out some of their stories:

HubSpot Video
HubSpot Video
HubSpot Video
HubSpot Video
ZayZoon Earned Wage Access and Financial Education for Employees

57% of Americans Don't Have $500 to Cover Unexpected Expenses

Credit Cards can be extremely beneficial when it comes to buying things you need and/or building up credit with banks for a potential mortgage one day. However, spending money that isn’t yours is a slippery slope for some, this can bloom into some terrible spending habits that could live on to haunt you for a very long time. The key to credit card usage is to never live above your means and to make sure you’ll be able to pay back what you’ve borrowed on time to avoid unnecessary fees. Read more: The financial snowball effect: How do we stop it?

89% of Workers Stay Longer at a Company That Offers Earned Wage Access

Doing anything within your power to keep these employees satisfied is very important in maximizing effectiveness. Especially since, if not managed properly, this can result in low morale amongst your employees which, in the long run, indirectly ends up costing you more money than it makes you.  Read More: Retaining Modern Day Employees

79% of Workers Are Willing to Switch to a Company That Offers Earned Wage Access

Providing benefits tailored to the current needs and situations of workers is a more robust plan. Shortening the pay cycle, thus giving access to funds quicker. Read More: Are your existing benefits enough? The right way to attract the best employees

Recent Blog Posts

  • Wages On-demand For Your Business: Hotel Management

    Nationwide Hotel Management Company, based out of Wichita, Kansas, specializes in long-term extended-stay hotel management. With check-ins and check-outs more spread out than compared to your average hotel, Nationwide operates with a less typical business model and many part-time staff. 

    Tags: Businesses | Partners | Case Studies
  • Wages On-demand For Your Business: Franchisees

    Recently, ZayZoon sat down with Cari Gray, Director of Human Resources at Panera Bread franchises. In the brief discussion, Cari shared her personal experience of dealing with ZayZoon and Wages On-Demand during a pandemic, and how it helped support her businesses and employees in such unprecedented times.

    Tags: Case Studies | Franchises
  • Zz Culture: Drink & Think

    One of our four core values at ZayZoon is Mastery. Mastery is the thirst for knowledge and improvement. It’s the idea that we are the average of the 5 people we spend the most time with. It’s the idea that the efforts we put into better ourselves compounds. One of the ways we flex our Mastery Muscle at ZayZoon is each Friday at 3 pm, for 45 minutes, we host a Drink & Think. 

    Tags: Culture | About Us 2
  • Wages On-demand For Your Business: Retail

    2 Cute Clothing is a family-owned and operated women's fashion retailer based out of Chicago and a provider of Earned Wages via ZayZoon. Since 2015, the family has opened 4 locations throughout Illinois and Indiana and employs over 60 people. 

    Tags: Case Studies | ADP | Retail
  • 5 Reasons You Need To Be Offering On-demand Wages To Your Employees

    How businesses pay their employees in 2020 shouldn’t be the same as how they paid them in 1990, and yet, it is. Now there’s a new, much better payroll trend companies are using to fund their staff: Offering employees earned wage access.

    Tags: Businesses
  • Earned Wage Access Buyer's Guide

    What is Earned Wage Access? Can I Offer Early Wage Access Myself? How Do I Determine What I Need? To many people, Earned Wage Access is a relatively new concept that comes with a lot of questions. At ZayZoon, we put together an Earned Wage Access Buying Guide to help you answer these hard questions. In the past, traditional payroll providers were typically limited in how often they could send out checks due to cost and time. Back then, if an employer wanted to offer advances to their employees, it would come with added costs and take valuable time away from their team. On top of the cost and energy to process these advances, they would also come with tremendous risk.

    Tags: Businesses | Culture