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ZayZoon Wages On-Demand From Insperity For Workforce Acceleration Clients

Wages On-Demand and Financial Education is now available with Insperity for Workforce Acceleration clients.  Employers can activate ZayZoon with Insperity for their employees in minutes, and they can start saving and reducing stress today.

ZayZoon allows employees to instantly access their earned wages on-demand. It's a voluntary benefit that reduces financial stress related to cash flow shortfall between pay checks.

Thousands of businesses offer ZayZoon


How it works


Data is exchanged with Insperity to allow employees to securely create an account and access earned pay. How can we activate ZayZoon in 21 minutes? We've already completed the integration with Insperity for Workforce Acceleration clients, making ZayZoon the easiest and fastest EWA solution for employers. Integration not yet in place for Workforce Optimization clients. Activate Now!


ZayZoon funds all early wage requests. There is no risk or liability to the employer. Funds are automatically recovered on the next pay run.


ZayZoon handles all employee support. There is no additional overhead for the employer to manage the program.


The service is employee paid, or employers can choose to help subsidize the benefit.

report lower stress 
reduction in turnover
in annual savings

Reduce Turnover and save on hiring costs

Employees accessing ZayZoon are 29% less likely to leave. For every 200 employees you have, this means $19,200 saved annually on hiring.

Reduce employee stress

89% of employees report ZayZoon reduces financial stress through the combination of managing cash flow interruptions plus free financial wellness tools.



Powering financial health, beyond wage access

As a client of ZayZoon, all of your employees, not just Wages On-Demand customers, receive access to our financial wellness platform, ZayU.

ZayZoon-App Mockup-3-Expense Categories

Smart insights

Link your bank account and let us show you where you're spending and how you can save.

Education that's enjoyable

Take a financial health check-up and receive courses custom to your situation. Flex your financial know-how with a certificate of completion, provided with every course. 

Alerts that save money

No one likes overdraft fees or minimum account balance fees. Let us alert you when you're at risk.

ZayZoon is the tip of the spear employee offering, helping employers attract new employees.

Hospitality, Healthcare, QSR, Manufacturing, Call Center Facilities and Senior Living facilities are all examples of industries that are pushing wages on demand to help drive new employee applications.

Frequently Asked Questions

We are proud of the work that we are doing to help employees with their financial stress, but honestly we are more impressed with them and the work they are doing under difficult circumstances. Check out some of their stories:

HubSpot Video
HubSpot Video
HubSpot Video
HubSpot Video
ZayZoon Earned Wage Access and Financial Education for Employees

79% of Workers Are Willing to Switch to a Company That Offers Earned Wage Access

Providing benefits tailored to the current needs and situations of workers is a more robust plan. Shortening the pay cycle, thus giving access to funds quicker. Read More: Are your existing benefits enough? The right way to attract the best employees

68% of Employees Feel Personal Finances Affect Their Health

Financial options give you real-world options. They can reduce and potentially eliminate stress and start living a better life. ZayZoon's Earned Wage Access is one of those solutions. 89% of employees report that ZayZoon reduces their financial stress noticeably. Read more: It's not 'just' stress: how your finances affect your health

78% of Americans Live Paycheck to Paycheck

ZayZoon’s Wages On-Demand is a real solution for real problems. Lasheika uses the service to help her buy groceries, purchase personal items, and address unexpected emergencies. Read More: The Right Tools to Start Over

4.9/5 Average Customer Success Rating

As we looked to build out the team at ZayZoon, it was important we have members that embody our core values; Trust, Mastery, Hustle and People Driven. Being able to treat customer inquiries with urgency and care is a delicate balance. Read more: Listening to your Customers: The Path to Success

Recent Blog Posts

  • It's Not 'Just' Stress: how Your Finances Affect Your Health

    Nothing is certain in life, but if we had to name something, it'd probably be financial stress. We all know it, unexpected expenses come up and they don’t add up with payday, we’re supposed to save up for six months’ worth of wages, but barely seem to manage to make it until the end of the month. 

    Tags: Employees | EWA
  • Zayzoon And Prizeout Partner To Introduce Zayzoon Boost

    ZayZoon is extremely excited to announce a partnership with Prizeout, a first-in-class ad-tech company that works within a wide variety of industries to turn withdrawals into a growth solution for e-commerce and retail businesses. The collaboration with ZayZoon marks Prizeout’s first foray into the Earned Wage Access space, serving as an exciting milestone for both companies’ business growth.

    Tags: News
  • Cbiz Partners With Zayzoon: Interview W/ Vp Of Growth Corey Payne

    Shubh Sidhu, recently sat down with his counterpart Corey Payne, VP of Growth at CBIZ, to discuss financial health for employees, operating through a pandemic and the innovation that will come from a year of adversity. The conversation has been edited down into clips that can be found in this article.  CBIZ is the nation's leading provider of professional advisory services. CBIZ provides many services ranging from Accounting and Tax to Insurance and HR. Their insights team of experts also provide valuable information to over 60,000 subscribers. CBIZ might be a big company but they pride themselves on catering to businesses of all sizes, big and small. With 90,000+ clients nationwide and over 4800 associates, CBIZ realizes that client offerings and benefits can’t just check a box, but instead, they must provide real value.   Corey's Introduction CBIZ's Vice President of Growth, Corey Payne, gives a brief description of his role within the company.

    Tags: Businesses | Partners | Case Studies
  • Culture Eats Strategy For Breakfast

    It is said, “Culture eats strategy for breakfast” and this couldn’t be more true for corporations who struggle to attract and retain top talent. Why is it then that so many companies rise and die while others thrive and continue to grow? As employees demand more from their employer, it is critical for businesses to view their people as their strongest asset, with a deep focus on how things are done, not just what gets done. Employees play a vital role in the success of any business. So the question remains: how do you create and maintain a culture? 

    Tags: Businesses | Culture
  • Wages On-demand For Your Business: Hotel Management

    Nationwide Hotel Management Company, based out of Wichita, Kansas, specializes in long-term extended-stay hotel management. With check-ins and check-outs more spread out than compared to your average hotel, Nationwide operates with a less typical business model and many part-time staff. 

    Tags: Businesses | Partners | Case Studies
  • Doing Your Employees The Favor Of Wages On-demand

    In the United States alone, over $1 trillion is held up in pay cycles as employers give their employees short-term loans for their labor. This has been the norm for far too long now and many businesses don’t realize just HOW big a favor this is. Shayan Rahnama recently took some time to share his thoughts on Wages On-Demand and its effect on employers and employees. Pulling from his past job experience at FundThrough, an invoice funding platform for businesses, as well as his knowledge from his role as VP of Product at ZayZoon, Shy offers a unique and insightful perspective on cashflow issues from an employer and employee perspective. Originally a three-part series that can be found on Shy's Linkedin Page, we've combined all the pieces together in one spot for you here to get Shy's point of view on ZayZoon's Wages On-Demand and the earned wage access industry.

    Tags: Businesses | Culture