89% of employees report ZayZoon reduces their financial stress.

Early Access to Wages

Access up to $200 at a time for a $5 flat fee to avoid overdraft fees, late bill payments or to cover a cash flow shortfall between paydays. Get paid when you need it.

Secure and Easy to use

No credit check, under one minute to sign up, and all made possible by a trusted integration with Southland Data Processing.

Incredible Support

We maintain a live-chat response time of five minutes or less.

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Introducing ZayU - Your Financial Concierge

Get Free Financial Education, Spend Categorization and Balance Trends to help predict when your bank account is going to start costing you money.