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Get paid today with ZayZoon & Time and Pay

Time and Pay clients can get early access to their earned wages in minutes.

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Time and Pay

Employees at these companies use ZayZoon

How ZayZoon works

How ZayZoon works

ZayZoon allows employees to instantly access their earned wages on-demand. It's a voluntary benefit that reduces financial stress related to cash flow shortfall between pay checks. Improve retention, increase productivity and benefit from a more engaged workforce.

In a perfect world, employees could be paid every day. ZayZoon allows employees to take control of their finances and smooth cash flow. Reducing employee stress and improving workplace engagement. And it's easy to set up through a trusted integration with one of our many payroll partners.

The ZayZoon advantage

Reduce costs. Increase employee retention. Improve employee morale. 

89% employees report less stress
29% reduction in employee turnover
4.9/5 Customer Success review rating
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ZayZoon: Empowering SMB’s with Earned Wage Access

Our customers love us!

Employee financial empowerment has never been easier

The easiest, most effective way to offer on-demand pay, perks and financial education to your employees.

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No cost or liability.

ZayZoon doesn’t cost you a cent. We take on all the risk and liability so you don't have to.

 

 

 

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Activate in 30 minutes.

ZayZoon integrates with 130+ payroll providers, and we can have you up and running in less than 30 minutes. Activation is as easy as flicking a switch

 

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24/7/365 support.

Tired of talking to bots? Us too. That’s why, no matter the issue, you and your employees can always expect to receive service from a real human being. And when it comes to maintaining the app, we do all the heavy lifting, so you can take all the credit.

 

 

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Use it anytime, anywhere.

Employees can access and use ZayZoon — anytime, anywhere. It’s available for desktop and mobile on all IOS and Android devices. Employers can use ZayZoon to track employee usage, access promotional resources and drive adoption.

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Security you can trust.

When it comes to security, we provide a safe and trustworthy place for your data. We maintain SOC 2 Type II compliance and are regularly evaluated by auditors with the American Institute of Certified Public Accountants (AICPA).

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No change to your payroll process

Getting up and running with ZayZoon requires no changes in your existing payroll processes. Since we integrate with all major payroll processors, it’s as easy as flicking a switch.

68% of Employees Feel Personal Finances Affect Their Health

Financial options give you real-world options. They can reduce and potentially eliminate stress and start living a better life. ZayZoon's Earned Wage Access is one of those solutions and is available to Time and Pay clients. 89% of employees report that ZayZoon reduces their financial stress noticeably. Read more: It's not 'just' stress: how your finances affect your health

The Impact of Financial Stress on Employee Wellbeing

Discover how financial stress impacts employee well-being. This insightful blog highlights the negative consequences such as anxiety, reduced productivity, and job dissatisfaction. Learn about the significance of financial wellness programs available to Time and Pay clients for alleviating these issues. Read more: The impact of financial stress on employee well-being

57% of Americans Don't Have $500 to Cover Unexpected Expenses

Credit Cards can be extremely beneficial when it comes to buying things you need and/or building up credit with banks for a potential mortgage one day. However, spending money that isn’t yours is a slippery slope for some, this can bloom into some terrible spending habits that could live on to haunt you for a very long time. The key to credit card usage is to never live above your means and to make sure you’ll be able to pay back what you’ve borrowed on time to avoid unnecessary fees. Read more: The financial snowball effect: How do we stop it?

78% of Americans Live Paycheck to Paycheck

ZayZoon’s Wages On-Demand is a real solution for real problems. Lasheika uses the service to help her buy groceries, purchase personal items, and address unexpected emergencies. Read More: The Right Tools to Start Over

4.9/5 Average Customer Success Rating

As we looked to build out the team at ZayZoon, it was important we have members that embody our core values; Trust, Mastery, Hustle and People Driven. Being able to treat customer inquiries with urgency and care is a delicate balance. Read more: Listening to your Customers: The Path to Success

Frequently Asked Questions