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Employee Financial Wellness & Earned Wage Access from Payco

 
Wages On-Demand and Financial Education is now available for Payco clients.  Employers can activate ZayZoon with Payco for their employees in minutes, and they can start saving and reducing stress today.
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I'm an Employer

87% of Employers Can't or Won't Give Advances Due to Cost and Risk

On-Demand Pay, or Earned Wage Access, has become one of those creative initiatives that employees are looking for. According to Visa, 95% of hourly employees want to work for a company that offers on-demand pay, and 79% would leave their role for another if on-demand pay was the only difference.  Read More: Are your existing benefits enough? The right way to attract the best employees

$702 In Annual Savings With Earned Wage Access

Saving money isn’t always an easy task, but as technology progresses it does make many aspects of our lives much easier. These advancements have done wonders in terms of managing/protecting your finances. Read more: Save $702 a Year With Wages On-Demand

29% Reduction in Turnover For Employees using On-Demand Pay

Through ZayZoon’s research, we’ve discovered that companies offering Earned Wage Access reduce hiring costs by 5%. That represents $19,000 in a 200 person company on average. Combined with lower turnover, ZayZoon makes for an extremely beneficial asset to small and medium-sized businesses looking to grow. Read more: Proven Results for Modern Businesses

68% of Employees Feel Personal Finances Affect Their Health

Financial options give you real-world options. They can reduce and potentially eliminate stress and start living a better life. ZayZoon's Earned Wage Access is one of those solutions. 89% of employees report that ZayZoon reduces their financial stress noticeably. Read more: It's not 'just' stress: how your finances affect your health

ZayZoon allows employees to instantly access their earned wages on-demand. It's a voluntary benefit that reduces financial stress related to cash flow shortfall between pay checks. Improve retention, increase productivity and benefit from a more engaged workforce. 

In a perfect world, employees could be paid every day. ZayZoon allows employees to take control of their finances and smooth cash flow. Reducing employee stress and improving workplace engagement. And it's easy to set up through a trusted integration with Payco.

Thousands of businesses offer ZayZoon

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How it works

Integration

Payroll and HCM data is securely exchanged with Payco systems to allow employees to securely create an account and to calculate earned wages available. We are already integrated with Payco. Activate.

 

Funding

ZayZoon funds all early wage requests. There is no risk or liability to the employer. Funds are automatically recovered on the next pay run.

 

Support

ZayZoon handles all employee support. There is no additional overhead for the employer to manage the program.

 

Pricing

The service is employee paid, or employers can choose to help subsidize the benefit.

Powering financial health, beyond wage access

As a client of Payco, all of your employees, not just Wages On-Demand customers, receive access to our financial wellness platform, ZayU.

Smart insights

Link your bank account and let us show you where you're spending and how you can save.

Education that's enjoyable

Take a financial health check-up and receive courses custom to your situation. Flex your financial know-how with a certificate of completion, provided with every course. 

Alerts that save money

No one likes overdraft fees or minimum account balance fees. Let us alert you when you're at risk.

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89%
report lower stress 
29%
reduction in turnover
$19,200
in annual savings

I'm an employee and I'd like to  access my ZayZoon account.

Get Started

I'm a client and I would like to activate ZayZoon for my employees.

Activate ZayZoon

Frequently Asked Questions

We are proud of the work that we are doing to help employees with their financial stress, but honestly we are more impressed with them and the work they are doing under difficult circumstances. Check out some of their stories:

As an employee, you can only access ZayZoon to avoid overdraft, predatory loans and high fees if your employer has signed up. To sign-in to your account, or to see if your employer offers Wages On-Demand, go to zayzoon.com/employees.

$700+

saved every year versus overdraft, late payment fees and loans
ZayZoon Earned Wage Access and Financial Education for Employees

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  • Proven Results For Modern Businesses

    If you’ve never heard of Wages On-Demand or Earned Wage Access before, the idea may seem crazy. How can it be possible to offer instant wages when traditionally it takes weeks? Some companies feel reluctant about the service due to the fear of overhead expenses, some just don’t care enough to take the initiative for their employees, but in reality most simply just don’t know how access to earned wages can be the ultimate benefit for their workforce. 

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Tags: Payco, Kronos Workforce Ready, Payroll, Earned Wage Access, On-Demand Pay