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Employee Financial Wellness & Earned Wage Access from Payarc

 
Wages On-Demand and Financial Education is now available for Payarc clients.  Employers can activate ZayZoon with Payarc for their employees in minutes, and they can start saving and reducing stress today.
I'm an Employee
I'm an Employer

79% of Workers Are Willing to Switch to a Company That Offers Earned Wage Access

Providing benefits tailored to the current needs and situations of workers is a more robust plan. Shortening the pay cycle, thus giving access to funds quicker. Read More: Are your existing benefits enough? The right way to attract the best employees

4.9/5 Average Customer Success Rating

As we looked to build out the team at ZayZoon, it was important we have members that embody our core values; Trust, Mastery, Hustle and People Driven. Being able to treat customer inquiries with urgency and care is a delicate balance. Read more: Listening to your Customers: The Path to Success

29% Reduction in Turnover For Employees using On-Demand Pay

Through ZayZoon’s research, we’ve discovered that companies offering Earned Wage Access reduce hiring costs by 5%. That represents $19,000 in a 200 person company on average. Combined with lower turnover, ZayZoon makes for an extremely beneficial asset to small and medium-sized businesses looking to grow. Read more: Proven Results for Modern Businesses

57% of Americans Don't Have $500 to Cover Unexpected Expenses

Credit Cards can be extremely beneficial when it comes to buying things you need and/or building up credit with banks for a potential mortgage one day. However, spending money that isn’t yours is a slippery slope for some, this can bloom into some terrible spending habits that could live on to haunt you for a very long time. The key to credit card usage is to never live above your means and to make sure you’ll be able to pay back what you’ve borrowed on time to avoid unnecessary fees. Read more: The financial snowball effect: How do we stop it?

ZayZoon allows employees to instantly access their earned wages on-demand. It's a voluntary benefit that reduces financial stress related to cash flow shortfall between pay checks. Improve retention, increase productivity and benefit from a more engaged workforce. 

In a perfect world, employees could be paid every day. ZayZoon allows employees to take control of their finances and smooth cash flow. Reducing employee stress and improving workplace engagement. And it's easy to set up through a trusted integration with Payarc.

Thousands of businesses offer ZayZoon

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How it works

Integration

Payroll and HCM data is securely exchanged with Payarc systems to allow employees to securely create an account and to calculate earned wages available. We are already integrated with Payarc. Activate.

 

Funding

ZayZoon funds all early wage requests. There is no risk or liability to the employer. Funds are automatically recovered on the next pay run.

 

Support

ZayZoon handles all employee support. There is no additional overhead for the employer to manage the program.

 

Pricing

The service is employee paid, or employers can choose to help subsidize the benefit.

Powering financial health, beyond wage access

As a client of Payarc, all of your employees, not just Wages On-Demand customers, receive access to our financial wellness platform, ZayU.

Smart insights

Link your bank account and let us show you where you're spending and how you can save.

Education that's enjoyable

Take a financial health check-up and receive courses custom to your situation. Flex your financial know-how with a certificate of completion, provided with every course. 

Alerts that save money

No one likes overdraft fees or minimum account balance fees. Let us alert you when you're at risk.

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89%
report lower stress 
29%
reduction in turnover
$19,200
in annual savings

I'm an employee and I'd like to  access my ZayZoon account.

Get Started

I'm a client and I would like to activate ZayZoon for my employees.

Activate ZayZoon

Frequently Asked Questions

We are proud of the work that we are doing to help employees with their financial stress, but honestly we are more impressed with them and the work they are doing under difficult circumstances. Check out some of their stories:

As an employee, you can only access ZayZoon to avoid overdraft, predatory loans and high fees if your employer has signed up. To sign-in to your account, or to see if your employer offers Wages On-Demand, go to zayzoon.com/employees.

$700+

saved every year versus overdraft, late payment fees and loans
ZayZoon Earned Wage Access and Financial Education for Employees

Recent Blog Posts

  • Save $702 A Year With Wages On-demand

    Saving money isn’t always an easy task, but as technology progresses it does make many aspects of our lives much easier. These advancements have done wonders in terms of managing/protecting your finances but unfortunately, have also made spending your hard earned cash easier than ever. 

    Tags: Employee | 10 Facts WOD
  • 10 Facts On Wages On-demand

    We live in the digital age.  Your Grandma can send you money electronically for your birthday, but you still have to wait weeks to get paid. Not anymore. ZayZoon’s mission is to improve customers’ financial health through the use of responsible financial products, and with Wages On-Demand, our unique offering of Earned Wage Access, we’re changing how employees get paid.

    Tags: Employee | Employer | 10 Facts WOD
  • The Financial Snowball Effect: How Do We Stop It?

    Saving cash is never an easy task unless you have some type of money tree. Whether it’s expenses that seemingly come out of nowhere or an occasional urge to treat yourself, sometimes it feels like the only solution is to win the lottery.

    Tags: Employee | 10 Facts WOD | HR
  • Listening To Your Customers: The Path To Success

    As a startup, it's essential to get a good product developed that meets your vision; what many growth-oriented companies tend to forget, though, is that this product has to be built to serve our customers in the best way possible. A vision, or even an incredible product that doesn't connect and adapt to the daily needs of its users, is inevitably bound to fail.  

    Tags: Employee | Employer | 10 Facts WOD
  • It's Not 'just' Stress: how Your Finances Affect Your Health

    Nothing is certain in life, but if we had to name something, it'd probably be financial stress. We all know it, unexpected expenses come up and they don’t add up with payday, we’re supposed to save up for six months’ worth of wages, but barely seem to manage to make it until the end of the month. 

    Tags: Employee | 10 Facts WOD | HR

Tags: Payarc, iSolved, Payroll, Earned Wage Access, On-Demand Pay