Coin-access (2)
ZayZoon Selected as Exclusive EWA Provider for UKG Ready
Giftcard Learn More Group 2201714
img-3
ZayZoon and UKG
ZayZoon Selected by UKG as Exclusive Earned Wage Access Provider for UKG Wallet in UKG Ready
This new partnership will give millions of Deskless Workers access to wages they’ve already earned, when they need them
Learn More
keyboard_arrow_up
Skip to content
Close
SEARCH
Sign up
Log in
Sign up
Log in
LP cover_Finwell 2507_updated

Business costs of employee financial stress

This report, based on surveys of over 5,400 U.S. employees and 500 HR professionals, reveals the toll financial stress takes on performance, health, and retention—and what it means for businesses.

Preview
Download

What you'll find

Employee perspective
Employer perspective
Top financial benefits and programs for 
2025 and beyond
A roadmap for employers
Financial wellness 
in 2026 and onward

Key learnings

  • The financial landscape of 2025 is shaped by volatility, such as rising inflation, unaffordable housing, and widespread debt.

  • Employers who offer earned wage access (EWA), financial education, and recognition programs tangibly improved productivity, morale, and retention.

  • When employees feel financially secure, they don’t just show up, they thrive—and so do businesses.
Preview
Download

Explore more reports

2407_The State of Employee Financial Wellness 2024 (1)-1

The state of employee financial wellness: 2024

LP cover_Motivating and retaining Gen Z employees (1)

Motivating and retaining Gen Z employees

LP cover (2)

Top voluntary benefits for today’s employees