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Retain employees with ZayZoon Rewards & Recognition
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ZayZoon Rewards & Recognition
Boost retention with Rewards and Recognition (R&R)
Show your team appreciation that resonates—with the click of a button. ZayZoon makes recognition easy, fast and meaningful. 
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LP cover_Finwell 2507_updated

Business costs of employee financial stress

This report, based on surveys of over 5,400 U.S. employees and 500 HR professionals, reveals the toll financial stress takes on performance, health, and retention—and what it means for businesses.

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What you'll find

Employee perspective
Employer perspective
Top financial benefits and programs for 
2025 and beyond
A roadmap for employers
Financial wellness 
in 2026 and onward

Key learnings

  • The financial landscape of 2025 is shaped by volatility, such as rising inflation, unaffordable housing, and widespread debt.

  • Employers who offer earned wage access (EWA), financial education, and recognition programs tangibly improved productivity, morale, and retention.

  • When employees feel financially secure, they don’t just show up, they thrive—and so do businesses.
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