Saving money isn’t always an easy task, but as technology progresses it does make many aspects of our lives much easier. These advancements have done wonders in terms of managing/protecting your finances but unfortunately, have also made spending your hard earned cash easier than ever.
In a world where almost anything you want can be delivered directly to your home the next day, impulse buying can really become an issue - to some people without even knowing. This convenience makes life easier in many ways but if you find yourself spending above your means, like many people do, saving to get back to normal can be a very difficult task. Treating yourself occasionally is not an issue, if you work hard, it’s almost a necessity but the real problem lies within the bad habits that can be created around irresponsible spending. However, much of these conveniences and luxuries come with a cost. When you take these extra costs and combine them with overdraft and late bill fees, you will quickly realize that a lot of your money isn't going towards goods and services that you actually value, they're going towards unnecessary, and often times, avoidable fees.
At ZayZoon, we work hard to provide you with the most modern tools and resources to save you money and protect you from hidden fees. We offer an entire online platform to improve financial knowledge through interactive learning, reading, and presentations, helping you better understand and manage your finances.
Low balance notifier is a tool used to help you stay aware of the money in your account and lets you know you when may be incurring an avoidable cost. Tools like our Expense Categorizer helps you envision all of your expenses in one spot to help see more clearly where you could be saving or spending your money more consciously.
With Wages On-Demand you can access your wages prior to payday, as you need them. Access to your own money for a small, flat fee, puts you in control of how and when you spend it, without having to deal with interest or hidden fees.
Is it that simple? Yes.
Do the people really love it? Yes. They really do.
$702 can go a long way, no matter how much income you’re making. That’s nearly $60 a month you could be spending on avoidable fees and costs.
That $702 a year is equivalent to:
- 351 cups of coffee at Dunkin' Donuts
- 140 footlong subs from Subway
- 15 trips to Six Flags (just admission, no snacks)
Or if you have an affinity towards sneakers like like President of ZayZoon, Tate Hackert, that extra cash could equal out to almost $180 every quarter on a new pair of shoes.
All of this is possible by simply avoiding unnecessary fees and staying mindful of your finances. This is part of the way we at ZayZoon try to offer Financial Wellness - and saving is just the beginning. As we continue to roll out even more financial tools and resources, we want to not only help you save money, but help shape how you spend money and most importantly how you see finances as a whole.
To learn more about how ZayZoon is trying to help, go to: https://www.zayzoon.com/employees
This is part of our 10 Facts on Wages On-Demand series, to see all the existing pieces, click here.