You've Been Invited!

Signing up for ZayZoon is easy and only takes a few minutes.

Start getting your wages as you earn them!

No Debt | No Interest | Low Fees

Today is the new payday. Get your wages as you earn them. Avoid late bill payments, overdraft fees, and payday loans.  clients can sign-up today.

89% of employees report ZayZoon reduces their financial stress.

Wages, in seconds

ZayZoon is available 24 hours a day, 365 days a year. We use The Visa and Mastercard networks to get money in your hands in an instant.

Say goodbye to debt & interest

We charge a $5 flat fee to access up to $200 at a time. Since it's your own wages you're accessing, you're not taking on debt to smooth your cashflow.

Put your finances on auto-pilot

With our overdraft predictor, low balance notifications and spend insights, you can sleep easy, knowing exactly where your finances stand.

Trusted and Secure

Finances are no joke. We're trusted by some of the biggest brands in the world and make sure your security is our number one priority.

Don't take our word for it

ZayZoon Reviews: 4.9 out of 5 stars

“The first time I used ZayZoon I was desperate to pick up some much needed medication that's critical to my health and can't be missed...I signed up and immediately received enough funds to pick up my prescription. I was in tears, I was so grateful I saw that sign about your service. A literal life saver that day for me. My next payday was 6 days away and there would have been serious implications for my health without this advance."
                                                                   - Dena

Lasheika had to start over; with few possessions in hand and leaving an abusive relationship, she began an arduous new chapter in her life towards financial and personal independence.

Lasheika was thrilled to land a job as a Customer Service Representative because it meant a steady income and a new future. As she navigated this new phase, unexpected expenses started to come up; expenses that did not seem to line up with the 14-day pay period. Lasheika isn’t alone. Many are in similar situations: needing cash right away but having to wait until payday or having to resort to borrowing money to get those funds when needs arise. 

Read the rest of Lasheika's story


Employees wish they had a job that offered ZayZoon