Skip to content

Bringing on-demand pay to Canadians


Did you know that 54% of Canadians are living paycheque-to-paycheque?1 And 27% are already late on their monthly payments.2

When your employees are financially unwell, productivity, engagement and retention suffer—and so does your business. ZayZoon takes the financial stress out of work by bringing your employees on-demand access to their earned wages. 

ZZ_Homepage Hero

Learn more about ZayZoon for:

ZayZoon named on the Deloitte Fast 50

ZayZoon has been recognized as a winner in the Technology Fast 50 category in the 2023 Deloitte Technology Fast 50 program in Canada.

Deloitte Fast 50 JPG

Employees at these companies trust ZayZoon


Payroll for today’s worker

Earned Wage Access (EWA), also called on-demand pay, is revolutionizing payroll as we know it. Employees are no longer bound by traditional weekly, bi-weekly, semimonthly or monthly pay periods. With on-demand pay, they're free to access a percentage of the wages they've already earned whenever they want. 


The benefits of on-demand pay

Besides introducing more control and financial stability into the lives of your employees, on-demand pay can help you...

ZZ_Attract icon3-1
Attract applicants

With Earned Wage Access, you’ll attract 2x more applicants than your competitors.3

Decorative icon
Retain employees

Businesses experience up to a 29% reduction in turnover thanks to Earned Wage Access.4

Decorative icon
Save money

Tired of processing payroll advances? On-demand pay is free, and easy to offer.

Make every day feel like payday

Learn more about how ZayZoon makes everyday payday:


Redefine the employer-employee relationship

When workers know you've got their back, they'll give you their best. ZayZoon's financial empowerment platform helps you prioritize employee financial wellbeing and prove you care.


Employees can’t wait for payday. Now they don’t have to.

Employees want to control when they get paid and how. With ZayZoon Earned Wage Access, they finally can—and you don't have to lift a finger. When payday's any day, workers get the cash flow they need to handle any unexpected expenses life tosses their way. Plus, they can finally stop relying on bad financial products, like payday loans.

2024_03 EWA - Employers_Canada-1

Help employees save where they're already spending.

Whether it's putting food on the table or gas in the tank, Perks gives your team more impact for their money on the things they actually need.

2024_04 ZZ Perks - Canada

Money smarts made easy.

74% of customers say ZayZoon Financial Wellness improves their financial health with educational courses, smart insights and customized alerts that help them avoid minimum balance and overdraft fees.

2024_03 Financial Wellness_Product Update V2
74% of workers using ZayZoon report having less financial stress
8 hours per month reduction in absenteeism per employee
4.9/5 ZayZoon app store rating
$727 annual savings per employee using ZayZoon

One financial empowerment platform, tons of employee benefits

The easiest, most effective way to offer on-demand pay, employee perks and financial education to your team.

ZZ_No cost icon_1
Zero cost options

Choose the perfect plan tailored to your needs. With ZayZoon, you can enjoy our services without spending a dime. 

No change to your payroll

Keep your existing payroll processes. We handle building integrations with payroll processors.

ZZ_Support icon1
Support from real people

Tired of talking to bots? Us too. At ZayZoon, you get real human support when you need it.

ZZ_Security icon_DM1
Security you can trust

We provide a safe and trustworthy place for your data and have the SOC 2 Type II certification to prove it.

Business leaders trust ZayZoon

“Implementing ZayZoon was seamless. I think I might have been the first paycheck advance requested. It was great. I got my hundred dollars right away and it showed me where it would come off my next paycheck. I didn't have any hiccups at all."


Cari GrayFranchise HR Director, Panera Bread

“ZayZoon ensures our caregivers are financially taken care of, so that they can focus on taking care of our seniors.”


Jorge GiraldoCEO, Senior Helpers

"When you have a great culture, you don't have to invest as much in hiring because people know you have a great place to work. Offering benefits like ZayZoon can be the difference between hiring a talented employee or not. I would absolutely recommend ZayZoon to another business. From our perspective, it's been seamless."

Frame 2

Sandeep ThakarPresident, Neema Hospitality

What employees are saying about ZayZoon

ShaneakaSenior Helpers

A part of my ceiling had collapsed and I needed to fix it without cutting into my mortgage. Luckily, I was able to use ZayZoon to handle the cost of the repairs.


My husband was furloughed as a result of the pandemic. ZayZoon helped us put food on the table and pay our bills. We were able to stay afloat until he was back to work.


ZayZoon is convenient when the unexpected expense of everyday life happens. It makes life a whole lot easier.

AngelicaSenior Helpers

My life has changed completely. I don't have to depend on others. I can afford to get food, gas, medicine, and pay my bills.

1 BDO Debt Solutions. “BDO Affordability Index 2022.” September, 2022:

2 MNP Ltd. “Ipsos poll November 28 - December 4, 2023.” January, 2024:

3 “Run a Successful Business and Focus on Employee Financial Wellness.” Spark, 9 Sept. 2022,

4 Ibid.