Getting started is easy

Click Here to activate your account. You will need your email, some personal details and a copy of a government issued ID to get going.

Have issues? Contact our live chat support team or send an email to

Your money

Save money on NSF overdraft charges and late payments. It's your money, access it when you need.

Secure and Easy to use

No credit check, quick sign-up. Made possible through our partnership with your payroll provider and employer.

Incredible Support

We maintain a live-chat response time of 5 minutes.

More Questions?

  • How do I get started?

    Simply visit and enter in the necessary details to authenticate your account.

    Contact us at if you are having issues.

  • How much does it cost?

    ZayZoon charges a flat fee of $5 to access your wages early. There are no other hidden fees.

  • How long does it take to receive money?

    ZayZoon uses various dispersal methods. This means we can get you funds in as little as 5 minutes. Most of our options though will have you see funds within 2 hours or same day :)

  • When do I need to pay ZayZoon back?

    Funds are automatically taken from your paycheck on your next payday.

  • How is my available limit calculated?

    Your available limit is based on your already earned, but unpaid wages.

  • How long does it take to verify my account?

    As long as you use government issued ID and take a good picture, your account is verified within minutes.

  • Is my information safe?

    We make security a priority at ZayZoon. Our website uses 256-bit encryption to protect the privacy and security of your information. The same security your online banking offers you.

  • What if I took money by accident?

    Mistakes happen! Maybe you got excited with how simple the process to access your money was and accidentally clicked submit? No worries. Contact our support staff and we can work on reversing the advance.