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This spring, plant the seeds for Financial Wellness with ZayZoon

Wages On-Demand and Financial Education for happier, healthier, and more productive employees. A voluntary benefit that is free for you to offer.

See you Zoon - Sunflower

ZayZoon allows employees to instantly access their earned wages on-demand. It's a voluntary benefit that reduces financial stress related to cash flow shortfall between pay checks. Improve retention, increase productivity and benefit from a more engaged workforce. 

ZayZoon-Explainer Video-Final


of employees report lower stress


reduction in employee turnover


saved for a 200 person company

Thousands of businesses offer ZayZoon

How it works


Data is exchanged with Inova Payroll to allow employees to securely create an account and access earned pay. How can we activate ZayZoon in 21 minutes? We've already completed the integration with Inova Payroll, making ZayZoon the easiest and fastest EWA solution for employers.

Inova Payroll | ZayZoon Network Partner

ZayZoon Network Partner


ZayZoon funds all early wage requests. There is no risk or liability to the employer. Funds are recovered automatically on the next pay run.


ZayZoon does all employee support. There is no additional overhead for the employer to manage the program.


The service is employee paid, or employers can choose to help subsidize the benefit.

Improve Financial Wellness

Every employee, not just Wages On-Demand customers, gets access to ZayU, our financial wellness platform that includes financial education and predictive financial tools.


I'm an employer and I would like to activate ZayZoon for my employees.Offer ZayZoon

"If you have happy employees, they provide good service to your customers, and then they come back. These people become kind of like family and we treat them as such." - Sandeep Thakrar, President of Neema Hospitality.  See the Holiday Inn Express story.


For employees, sign-up is easy. There's no credit checks and amounts available are calculated instantly, and funds are available immediately. Employees save big on overdraft fees, payday loans and late bill payments.


saved annually

We are proud of the work that we are doing to help employees with their financial stress, but honestly we are more impressed with them and the work they are doing under difficult circumstances. Check out some of their stories:

Avoid Late Fees-Employee Testimonials -with graphics
Get by between paychecks-Employee Testimonial- With Graphics. mp4
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Past & Future-Employee Testimonials- With graphics

I'm an employer and I would like to

activate ZayZoon for my employees.

Offer ZayZoon

ZayZoon Earned Wage Access and Financial Education for Employees

Have questions? Talk with a ZayZoon expert and let things bloom from there