Join the On-Demand Pay Revolution

Discovered by hundreds of thousands of employees across thousands of businesses.

Increase Retention

ZayZoon isn't just a retention tool for employees. We've shown that Employers will be more inclined to stay on your payroll platform and employee portal traffic will increase.

Earn a Revenue Share

This one speaks for itself. ZayZoon provides you with a revenue share and that is a win-win for all.

Arm your Sales Staff

38% of employees say that financial stress become a distraction at work. Employers are looking for a solution. Offer the ZayZoon financial wellness platform and be differentiating service for your clients.

Provide Social Impact

78% of Americans live paycheck to paycheck. Give employees an educational platform and useful financial tool to combat debt and improve their financial health.

Customer Success

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Customers love us. No question about it.

Super Convenient And Easy To Access Money
Customer Testimonial Grocieries
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Features to love.

ZayZoon is the easiest way for employees to access their wages early. No app to download and no cards to wait for in the mail. ZayZoon is entirely online and can be used with a smartphone, tablet, laptop or desktop - you pick.


Funds sent directly to your bank account. Instant. 24/7/365


$5 flat fee - no hidden fees!


No credit check!


We are not a loan!







More Questions?

  • So, Isn't this just a payday loan?

    No. ZayZoon does not charge interest and does not place debt on the employee. ZayZoon simply provides employees access to their earned wages early.

  • What is the cost?

    ZayZoon is free for employers. For employees, There is no interest charged. ZayZoon is not a loan and instead charges a at fee of $5 to access $200 at a time.

  • Do I need to do anything for repayments?

    Payouts are automatically repaid through payroll direct deposit on the employees next payday, with no disruption to your current payroll process.

  • How long for employees to receive money?

    Funds are transferred instantly, 24 hours a day, 365 days a year.

  • How long does it take an employee to sign-up and access funds?

    Employees can go from sign-up to having funds in their bank account in less than 1 minute. No on-boarding is needed from the employer. This is all done automatically with the ZayZoon and BenefitMall integration.

  • How do employee's sign-up?

    Employees are notified of the service through email, employer marketing materials or in their payroll self-service portal. All that is needed for sign-up is for an employee to upload a picture of government issued ID and debit card information or bank account information for funds transfer.

  • Is ZayZoon secure?

    Absolutely. ZayZoon is 100% cloud hosted on Amazon Web Services (AWS) which is a SOC2 compliant hosting service. As well, ZayZoon has numerous policies and procedures in place that follow the ISO standard. 

  • I have more questions.

    ZayZoon provides excellent customer support 9am - 9pm via live chat at or email at

    All of our customer support agents are fit to answer whatever questions you might have and set the appropriate meetings with ZayZoon management if need be.

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