---
title: The Right Tools to Start Over
description: 78% of Americans live paycheck to paycheck. This is a statistic we use often, but what does that mean for real-life people? We share Lasheika Owen's story, and how ZayZoon's Wages On-Demand helped her start over.
---

[Blog | ZayZoon ](https://www.zayzoon.com/blog)

# [The Right Tools to Start Over](https://www.zayzoon.com/blog/the-right-tools-to-start-over)

 Written by [Sheyla Khan](https://www.zayzoon.com/blog/author/sheyla-khan) | October 30, 2020

Lasheika had to start over; with few possessions in hand and leaving an abusive relationship, she began an arduous new chapter in her life towards financial and personal independence. 

Lasheika was thrilled to land a job as a Customer Service Representative for Domino's Pizza because it meant a steady income and a new future. As she navigated this new phase, unexpected expenses started to come up; expenses that did not seem to line up with the 15-day pay period. Lasheika isn’t alone. Many are in similar situations: needing cash right away but having to wait until payday or having to resort to borrowing money to get those funds when needs arise. In fact, [this represents 78% of Americans, and 53% of Canadians](https://www.zayzoon.com/blog/10-wages-on-demand-facts?hsLang=en), not by any means a negligible amount. 

Thankfully, there was a better way. Lasheika remembered ZayZoon’s Earned Wage Access service being introduced during her employee orientation at Domino’s. “I checked it out [ZayZoon] and have been smiling and feeling blessed ever since. I told my sisters, brothers, and friends (about ZayZoon’s Wages On-Demand). Most wish they had a job that would offer ZayZoon to them. The excitement on my face when I tell them is priceless.”

“To me, ZayZoon is like a safe place you can go to...a happy place.” The 36-year-old explains that prior to starting her new job, she was not in a stable position to support herself. “I was down to nothing, sleeping in my car until it got repossessed. I begged my sister to sleep on the couch until I got up on my feet.”

Having a job and earning a paycheck has far reaching benefits outside of just covering bills and day-to-day expenses. The strong sense of accomplishment, pride, and the confidence to face any challenge that comes from earning stable income, is priceless. 

ZayZoon’s Wages On-Demand is a real solution for real problems. Lasheika uses the service to help her buy groceries, purchase personal items, and address unexpected emergencies. 

“Before ZayZoon I was running and hiding. It's still a work in progress.** With the help of ZayZoon, I can honestly say I'm far from where I was a few months ago.”  **

Lasheika is finally experiencing real independence. She is now able to move into her own place. This new chapter is finally shaping up. 

“I'm going to be just fine.”

 

--

*This is part of our 10 Facts on Wages On-Demand series, to see all the existing pieces, [click here.](https://www.zayzoon.com/blog/tag/10-facts-wod?hsLang=en)*

 

[View full post](https://www.zayzoon.com/blog/the-right-tools-to-start-over)

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